At the end of February, 2.69 million people had PLN 75.9 billion in arrears, according to the data from the BIG InfoMonitor Debtors Register and the BIK credit information database. We are talking about unpaid bills on time, court costs, alimony and installments.
For two months of this year, almost PLN 3.4 billion of debts and almost 29,000 increased debtors. Most of the debts and all new unreliable payers are the result of the amendment to the law, which since December last year allows you to report maintenance debts older than 6 years to the BIG registers. But some of the arrears added this year are non-alimony debts as a result of the deepening financial problems of people who, for some reason, were unreliable debtors earlier, it said.
“This would indicate that Poles have already got used to the pandemic a bit and at the end of last year they began to make financial decisions with greater freedom. As a result, the previously observed phenomenon returned, when after spending on Christmas and shopping frenzy of November and December, at the beginning of the next There were more debts and debtors in the first quarter of 2021, when everyone was frozen by COVID 19 and there was no such deterioration,” said Sławomir Grzelczak, CEO of BIG InfoMonitor.
He added that the war in Ukraine interrupted the return to normal and probably – just like the pandemic before – would encourage more reflection on spending.
“This will allow at least some people to avoid troubles and incurring liabilities, the repayment of which sooner or later lacks money. On the other hand, however, the accompanying high inflation resulting from the war, among others, may have a disastrous impact on the financial condition of some households. In such conditions, even greater discipline may not be enough to prevent trouble,” concluded Grzelczak.
Source: BIG InfoMonitor / BIK and ISBnews
