A deterioration in the quality of the loan portfolio next year is expected by 68% of bankers, according to a survey conducted by Minds&Roses on behalf of the Polish Bank Association (ZBP).
The dominant percentage of respondents (68%) indicate that a deterioration in the quality of the loan portfolio should be expected next year. The opposite view is held by 32% of respondents, The Bank Monitor reports.
When asked about the deterioration of portfolio quality, 15% of respondents answered “definitely yes,” while the answer “rather yes” was chosen by 53% of respondents.
Respondents also referred, to the anti-liquidity bill adopted by the Parliament in November. 41% of respondents believe that the ro solution will push customers into the shadow economy, while 58% believe that no such phenomenon will occur.
More than half of those surveyed (58%) support the need to remove the capital buffer for fixed-rate residential loans and partially reduce it for variable-rate loans. The opposite view is held by 41% of respondents, according to the report.
The November survey of banking outlets was conducted from B.C. 10-24. 78 banking outlets from across the country participated in the computer-assisted telephone survey (CATI), representing all types of domestic banks.
